The following classes are currently available from The Real Estate Learning Group. If you wish to host a class, either as a sponsor or for an in-house workshop, please contact us at info@trelg.com or 800-796-5308. Thank you!

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23 Reasons Why Your Loan Is Not Closing Today
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

There are countless reasons why a loan does not close or at the very least gets delayed. Many times it causes a great deal of confusion and anxiety among buyers, sellers, and real estate licensees. During this 3 clock hour CE course instructor and veteran lender Robert Staab will prepare you to overcome 23 reasons why loans don't close. By the end of this course you will be able to: - Identify 3 major components of mortgage lending, - Identify the major reasons why a loan will not close and be prepared to address them in advance of them becoming an issue, - Identify compliance issues and their impact on a successful loan closing.



23 Reasons Why Your Loan is Not Closing Today (Livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Welcome to the Zoom live streaming version of "23 Reasons Why Your Loan Is Not Closing" You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). There are countless reasons why a loan does not close or at the very least gets delayed. Many times it causes a great deal of confusion and anxiety among buyers, sellers, and real estate licensees. During this 3 clock hour CE course instructor and veteran lender Robert Staab will prepare you to overcome 23 reasons why loans don't close. By the end of this course you will be able to: - Identify 3 major components of mortgage lending, - Identify the major reasons why a loan will not close and be prepared to address them in advance of them becoming an issue, - Identify compliance issues and their impact on a successful loan closing.



Appraisals & Lending What You Need to Know (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Live Stream version of "Appraisals and Lending: What You Need to Know!". You will need audio and video/webcam capabilities via a laptop, desktop or tablet (REQUIRED - NO EXCEPTIONS). In this two-part program, the objective is to educate brokers on appraisal practice and other aspects of the financing process that come up in day to day transactions. Some of them are designed to help the brokers while they are negotiating the purchase and sale agreement with the buyers and others go into detail of what a credit profile is. There are also a few items that show the real estate agent what the borrower must do at the very end of the disclosure process and finally how to get rid of mortgage insurance. All of this from Senior Loan Officer, Robert Staab.



Appraisals and Lending: What You Need to Know!
3 clock hours for Maine Real Estate Licensees

In this two-part program, the objective is to educate brokers on appraisal practice and other aspects of the financing process that come up in day to day transactions. Some of them are designed to help the brokers while they are negotiating the purchase and sale agreement with the buyers and others go into detail of what a credit profile is. There are also a few items that show the real estate agent what the borrower must do at the very end of the disclosure process and finally how to get rid of mortgage insurance. All of this from Senior Loan Officer, Robert Staab.



Best Practice for Buyers
3 clock hours for Maine Real Estate Licensees

Do you have a system for working with buyers? Join us for this 3-hour continuing education class to discuss how to create a system to work in an appropriate manner with your buyers per your written brokerage agreement.



Best Practice for Buyers (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Zoom live streaming version of "Best Practice for Buyers". You will need full audio and video capabilities via a laptop, desktop, or tablet (NO PHONES PLEASE). Do you have a system for working with buyers? Join us for this 3-hour continuing education class to discuss how to create a system to work in an appropriate manner with your buyers per your written brokerage agreement. Presented by Susan Russell.



Best Practice: Safety
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

The purpose of this course is to increase awareness of potential safety issues in the day-to-day life of a licensee to help develop personal safety plans to reduce incidents. By the end of this course, the learners will be able to: *Cite current demographics of crime. *Increase awareness of factors that increase dangerous behaviors. *Describe" situational awareness" and recognize "signs "of dangerous situations. *Create personal safety plans *Assist in developing office policy procedures for safety.



Best Practice: Safety (Livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

The purpose of this course is to increase awareness of potential safety issues in the day-to-day life of a licensee to help develop personal safety plans to reduce incidents. By the end of this course, the learners will be able to: *Cite current demographics of crime. *Increase awareness of factors that increase dangerous behaviors. *Describe "situational awareness" and recognize "signs" of dangerous situations. *Create personal safety plans. *Assist in developing office policy procedures for safety.



Best Practice: Sellers
3 clock hours for Maine Real Estate Licensees

By the end of this course, the learners will be able to: * Describe best practices in communicating with Seller Customers and Clients. * Represent their clients' interests while correctly differentiating between a Customer and a Client. * Communicate effectively and demonstrate organizational skills that will assist with their representation. *Identify and explain rules and laws relating to the transaction and Licensee/Client/Customer relationship.



Best Practice: Sellers - (Livestream)
3 clock hours for Maine Real Estate Licensees

By the end of this course, the learners will be able to: * Describe best practices in communicating with Seller Customers and Clients. * Represent their clients' interests while correctly differentiating between a Customer and a Client. * Communicate effectively and demonstrate organizational skills that will assist with their representation. *Identify and explain rules and laws relating to the transaction and Licensee/Client/Customer relationship.



Beyond the Purchase & Sale Agreement (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Livestream version of "Beyond the Purchase & Sale Agreement". You will need audio and video/webcam capabilities via a laptop, desktop or tablet (REQUIRED - NO EXCEPTIONS). Addenda, clause library and Multiple Offer Guidelines -- these tools are available to guide you as you prepare offers on behalf of your clients. If you ever find yourself confused about which REALTOR addendum to use or how to fill in the blanks, then this is the class for you! We will also explore the REALTOR clause library and discuss the importance of avoiding the unauthorized practice of law. Take this opportunity to refresh yourself on options available to your clients -- buyers and sellers -- when presented with a multiple offer situation. Note: The Maine Real Estate Commission has approved this class for continuing education credit; this does not imply its approval or endorsement of Zip Forms.



Beyond the Purchase and Sale Agreement
3 clock hours for Maine Real Estate Licensees

Addenda, clause library and Multiple Offer Guidelines -- these tools are available to guide you as you prepare offers on behalf of your clients. If you ever find yourself confused about which REALTOR addendum to use or how to fill in the blanks, then this is the class for you! We will also explore the REALTOR clause library and discuss the importance of avoiding the unauthorized practice of law. Take this opportunity to refresh yourself on options available to your clients -- buyers and sellers -- when presented with a multiple offer situation. Note: The Maine Real Estate Commission has approved this class for continuing education credit; this does not imply its approval or endorsement of Zip Forms.



Code of Ethics
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Fulfills the REALTORS Ethics requirement due by 12/31/2024. Have you ever met someone that has had a problem with a real estate agent?? Adherence to a Code of Ethics would reduce these issues. Join us for a lively review of the Articles of the Code of Ethics. PLEASE NOTE: THIS IS NOT THE CORE COURSE.



Code of Ethics (Livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Welcome to the Zoom live streaming version of "Code of Ethics". You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). Fulfills the REALTORS Ethics requirement due by 12/31/2024. Have you ever met someone that has had a problem with a real estate agent?? Adherence to a Code of Ethics would reduce these issues. Join us for a lively review of the Articles of the Code of Ethics. PLEASE NOTE: THIS IS NOT THE CORE COURSE.



Commission Decisions You Be The Judge (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Zoom live streaming version of "Commission Decisions You Be the Judge". You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES). Are you willing to put your license on the line? This class incorporates case studies of consent agreements due to improper actions by a real estate licensee. Join us for this lively, interactive class where we discuss the various laws and rules and how you can avoid sanctions, fines and even suspension or revocation of your license. This course has been approved for 3 clock hours of CE for Maine real estate licensees.



Commission Decisions: You Be The Judge
3 clock hours for Maine Real Estate Licensees

Are you willing to put your license on the line? This class incorporates case studies of consent agreements due to improper actions by a real estate licensee. Join us for this lively, interactive class where we discuss the various laws and rules and how you can avoid sanctions, fines and even suspension or revocation of your license. This course has been approved for 3 clock hours of CE for Maine real estate licensees.



Condominium Conversion Law
3 clock hours for Maine Real Estate Licensees

This class will provide an overview of statutory requirements, tenant obligations, city ordinances, marketing opportunities, financing issues and title issues involved when converting a property to a condominium. Presented by Jim Hopkinson and Rick Abbondanza of Hopkinson & Abbondanza Attorneys.



Core Course for Brokers & Associate Brokers 4 Communication
3 clock hours for Maine Real Estate Licensees

The single most important element of a smooth real estate transaction is EFFECTIVE communication. Not that long ago, licensees worked mainly from an office and most often communicated with consumers face to face, by telephone or through the United State Postal Service. Offers were mailed out or faxed for initials and signatures and it could take days to get a fully executed contract. Technology advances have changed the way business is done. Offers can be emailed, electronically signed and returned in a matter of minutes. A potential down side of this faster-paced transaction is a lack of thorough communication. Transactions involve numerous people, any of which may drop the ball and forget to pass along a message, submit a document or set up an appointment. When everyone involved in a transaction keeps in contact with each other chances are there will be a clearer understanding of that transaction and proper expectations. A common thread found in the investigation of Real Estate Commission complaints is INEFFECTIVE communication. Whether it be about appointed agency, disclosed dual agency, performance/service, earnest money disputes, incomplete property information or other brokerage issues, communication is often a factor when an issue arises.



Core Course for Brokers & Associate Brokers 4 Communication (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Zoom live streaming version of "Core Course for Brokers & Associate Brokers 4 Communication". You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). The single most important element of a smooth real estate transaction is EFFECTIVE communication. Not that long ago, licensees worked mainly from an office and most often communicated with consumers face to face, by telephone or through the United State Postal Service. Offers were mailed out or faxed for initials and signatures and it could take days to get a fully executed contract. Technology advances have changed the way business is done. Offers can be emailed, electronically signed and returned in a matter of minutes. A potential down side of this faster-paced transaction is a lack of thorough communication. Transactions involve numerous people, any of which may drop the ball and forget to pass along a message, submit a document or set up an appointment. When everyone involved in a transaction keeps in contact with each other chances are there will be a clearer understanding of that transaction and proper expectations. A common thread found in the investigation of Real Estate Commission complaints is INEFFECTIVE communication. Whether it be about appointed agency, disclosed dual agency, performance/service, earnest money disputes, incomplete property information or other brokerage issues, communication is often a factor when an issue arises.



Core Course for Designated Brokers 4 Communication
3 clock hours for Maine Real Estate Licensees

The Real Estate Brokerage License Act sets forth designated brokers' responsibility to supervise everyone affiliated with a company in order to protect and promote the interests of its clients with absolute fidelity. This includes supervising affiliated licensees, employees and employees of affiliated licensees - EVERYONE (32 MRSA 13179). A fundamental aspect of supervision is communication. This includes communication between the designated broker, affiliated licensees, employees, clients and customers, lenders, title companies, inspectors, appraisers - everyone involved in a transaction. Good communication is the path to setting clear expectations which leads to a well-run company and satisfied clients and customers.



Core Course for Designated Brokers 4 Communication (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Zoom live streaming version of "Core Course for Designated Brokers 4 Communication". You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). The Real Estate Brokerage License Act sets forth designated brokers' responsibility to supervise everyone affiliated with a company in order to protect and promote the interests of its clients with absolute fidelity. This includes supervising affiliated licensees, employees and employees of affiliated licensees - EVERYONE (32 MRSA 13179). A fundamental aspect of supervision is communication. This includes communication between the designated broker, affiliated licensees, employees, clients and customers, lenders, title companies, inspectors, appraisers - everyone involved in a transaction. Good communication is the path to setting clear expectations which leads to a well-run company and satisfied clients and customers.



Cybersecurity in Real Estate
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Cybercrimes are increasing and if you are in business, you are at risk! Let's talk about how to identify, reduce, and remediate your risks. Real estate has been digital for some time now and that changed the way we did business. Are you practicing the most secure ways to ensure the confidentiality of your clients, your business, and your personal information?



Cybersecurity in Real Estate (LIvestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Cybercrimes are increasing and if you are in business, you are at risk! Let's talk about how to identify, reduce, and remediate your risks. Real estate has been digital for some time now and that changed the way we did business. Are you practicing the most secure ways to ensure the confidentiality of your clients, your business, and your personal information?



Disclosures: Truth or Consequences
3 clock hours for Maine Real Estate Licensees

Welcome to "Disclosures: Truth or Consequences". Are you up to date on current brokerage agreement clauses and disclosure responsibilities? Join us for lively, interactive class where we discuss brokerage agreements and required disclosures of various types with experienced veterans like Geoff MacLean or Ed Getty.



Disclosures: Truth or Consequences (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Live Stream version of "Disclosures: Truth or Consequences". You will need audio and video/webcam capabilities via a laptop, desktop or tablet (REQUIRED - NO EXCEPTIONS). Are you up to date on current brokerage agreement clauses and disclosure responsibilities? Join us for lively, interactive class where we discuss brokerage agreements and required disclosures of various types with experienced veterans like Geoff MacLean or Ed Getty.



Dual Agency: Can I, Should I? (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to "Dual Agency: Can I, Should I?". This class is brought to you in a livestream format. The purpose of this course is to address the importance of licensees understanding their relationship with consumers. An accurate understanding of the relationship enables licensees to explain it to consumers and manage their expectations. In this course, we will briefly identify the licensee's role from the first contact to a relationship as a transaction broker or agent with a more in-depth identification of issues surrounding disclosed dual agency.



Dual Agency: Can I, Should I? (live)
3 clock hours for Maine Real Estate Licensees

The purpose of this course is to address the importance of licensees understanding their relationship with consumers. An accurate understanding of the relationship enables licensees to explain it to consumers and manage their expectations. In this course we will briefly identify the licensee's role from first contact to a relationship as a transaction broker or agent with more in-depth identification of issues surrounding disclosed dual agency.



Estate Planning for Real Estate Professionals
3 clock hours for Maine Real Estate Licensees

What is estate planning? What is your plan for yourself and your loved ones should you become disabled? This class will discuss what effective estate planning is all about and how forms of title ownership can affect your decisions. Presented by Jim Hopkinson and Rick Abbondanza of Hopkinson & Abbondanza Attorneys.



Estate Planning for Real Estate Professionals (Livestream)
3 clock hours for Maine Real Estate Licensees

What is estate planning? What is your plan for yourself and your loved ones should you become disabled? This class will discuss what effective estate planning is all about and how forms of title ownership can affect your decisions. Presented by Jim Hopkinson and Rick Abbondanza of Hopkinson & Abbondanza Attorneys.



Fair Housing
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Are you providing equal professional service to all prospective clients and customers? Have you developed advertising and business practices that welcome everyone and exclude no one? Join Tyra Mitchell to discuss how to take a positive approach to fair housing practices that follow both the legal requirements of the law and the spirit of the Fair Housing Declaration.



Fair Housing (livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Are you providing equal professional service to all prospective clients and customers? Have you developed advertising and business practices that welcome everyone and exclude no one? Join Tyra Mitchell to discuss how to take a positive approach to fair housing practices that follow both the legal requirements of the law and the spirit of the Fair Housing Declaration.



MaineHousing - Affordable Home Financing in ME
3 clock hours for Maine Real Estate Licensees

This course provides a comprehensive outline of the programs MaineHousing offers and the benefits to borrowers, sellers and real estate professionals. It explains the eligibility criteria for both borrowers and properties. Easy to understand information is provided on down payment and closing cost assistance, how to finance necessary repairs into one transaction, financing options fo rmobiles, and more!



MaineHousing-Affordable Home Financing for ME (Livestream)
3 clock hours for Maine Real Estate Licensees

This course provides a comprehensive outline of the programs MaineHousing offers and benefits to borrowers, sellers, and real estate professionals. It explains the eligibility criteria for both borrowers and properties. Easy to understand information is provided on down payment & closing cost assistance, how to finance necessary repairs into one transaction, financing options for mobile homes, and more!



New Construction, Do You Really Know
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Maybe you have shied away from dealing with new construction, or you are a veteran who wants to pick up a few tips. Join an instructor who has decades of experience representing clients and working with builders on new construction projects. We'll cover effective ways to work with the developer, builder's spec plans, financing options, construction contracts, association rules and regulations, and more!



New Construction, Do You Really Know (Livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Welcome to the Live Stream version of "New Construction, Do You Really Know?" You will need audio and video/webcam capabilities via a laptop, desktop or tablet (REQUIRED - NO EXCEPTIONS). Maybe you have shied away from dealing with new construction, or you are a veteran who wants to pick up a few tips. Join an instructor who has decades of experience representing clients and working with builders on new construction projects. We'll cover effective ways to work with the developer, builder's spec plans, financing options, construction contracts, association rules and regulations, and more!



Offers and Counter Offers: Managing Your Clients' Expectations
3 clock hours for Maine Real Estate Licensees

When dealing with offers and counteroffers, do you find yourself wondering if the consumer really understands what is going on? How would it feel to have more confidence in the advice you provide to your clients and customers? Join us as we delve into case studies that include many twists and turns including a thorough look at your role in a multiple offer situation.



Offers and Counter Offers: Managing Your Clients' Expectations (livestream)
3 clock hours for Maine Real Estate Licensees

This class is offered in a livestream format. When dealing with offers and counteroffers, do you find yourself wondering if the consumer really understands what is going on? How would it feel to have more confidence in the advice you provide to your clients and customers? Join us as we delve into case studies that include many twists and turns including a thorough look at your role in a multiple offer situation.



Procuring Cause
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Licensees regularly come in contact with consumers that also have contact with another licensee in regards to a specific property. Join us for a course discussing issues related to determining which licensee/agency is entitled to the selling side commission and more importantly, steps you can take to avoid procuring cause disputes in the first place!



Procuring Cause (Livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Welcome to the Zoom live streaming version of "Procuring Cause". You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). Licensees regularly come in contact with consumers that also have contact with another licensee in regards to a specific property. Join us for a course discussing issues related to determining which licensee/agency is entitled to the selling side commission and more importantly, steps you can take to avoid procuring cause disputes in the first place!



Purchase and Sale Agreement Roundtable
3 clock hours for Maine Real Estate Licensees

Join us for a lively discussion of the clauses in the Zipforms Purchase and Sale Agreement and selected addenda. You will participate in small group discussions, share real world situations, and engage in a facilitated large group debrief of important learning points. Learn how to best serve the interests of your client.



Purchase and Sale Agreement Roundtable (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Livestream version of "Purchase and Sale Agreement Roundtable". You will need audio and video/webcam capabilities via a laptop, desktop or tablet (REQUIRED - NO EXCEPTIONS). Join us for a lively discussion of the clauses in the Zipforms Purchase and Sale Agreement and selected addenda. You will participate in group discussions, share real-world situations, and engage in a facilitated large group debrief of important learning points. Learn how to best serve the interests of your client.



The Double D's - Things the Real Estate Professional Should Know about Death & Divorce (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Zoom live streaming version of "The Double D's - Things the Real Estate Professional Should Know About Death and Divorce". You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). Death and Divorce can pose many issues for the Real Estate Professional. Learn how to spot issues, anticipate problems and how you can keep deals on track. A discussion with Jim Hopkinson of Hopkinson & Abbondanza Attorneys.



The Double D's - Things the Real Estate Professional Should Know About Death and Divorce
3 clock hours for Maine Real Estate Licensees

Death and Divorce can pose many issues for the Real Estate Professional. Learn how to spot issues, anticipate problems and how you can keep deals on track. A discussion with Jim Hopkinson and Rick Abbondanza of Hopkinson & Abbondanza Attorneys.



The Essentials of 1031 Exchange (Livestream)
3 clock hours for Maine Real Estate Licensees

This class will help you to understand the essentials of IRC 1031 Exchanging. You will be able to identify appropriate properties for 1031 Exchange and the documentation required to maintain compliance. Presented by Attorney's Jim Hopkinson and Rick Abbondanza.



The Essentials of 1031 Exchanges
3 clock hours for Maine Real Estate Licensees

This class will help you to understand the essentials of IRC 1031 Exchanging. You will be able to identify appropriate properties for 1031 Exchange and the documentation required to maintain compliance. Presented by Attorney's Jim Hopkinson and Rick Abbondanza.



The Short Sale Transaction
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

This isn't the theory-based short sale class you've already seen. It's real "in the trenches" practical, useful, tested information taught by Kim Hatem, an agent who typically has over a dozen of them under contract at any time. You'll learn how to work with the seller, buyer and lender to get the job done.



The Short Sale Transaction (livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

This isn't the theory-based short sale class you've already seen. It's real "in the trenches" practical, useful, tested information taught by Kim Hatem, an agent who typically has over a dozen of them under contract at any time. You'll learn how to work with the seller, buyer and lender to get the job done.



The Truth Behind The Title
3 clock hours for Maine Real Estate Licensees

Just what does a title company do? And why should licensees care? Let Matthew J. McDonald, closing attorney with Cumberland Title Services, guide you through the basics of title insurance. This 3 clock hour credit course will provide just what you need to know to successfully guide your home-buying clients through the closing process. After completion of this class, licensees will have a broader understanding of the role and function of a title company in a real estate transaction. Attendees will be able to: *Recognize the tools that a title company uses, such as deeds and MLIs *Calculate tax pro rations *Recognize what circumstances can stop a closing *Describe solutions for various title issues.



Title Hiccups: Educating Your Clients
3 clock hours for Maine Real Estate Licensees

Presented by Ed Getty or Geoff MacLean. Title hiccups during the closing process can be frustrating and time-consuming. Let's educate ourselves about how to address these issues and discuss how we can better educate our clients about the process. COURSE OBJECTIVES By the end of this course, the licensee will be able to: * Define Title, Chain of Title, and Abstract of Title. * Explain how Title Insurance differs from other types of insurance. * Differentiate between an owner's policy and a lender's policy. * Examine and discuss solutions to case studies.



Title Hiccups: Educating Your Clients - (Livestream)
3 clock hours for Maine Real Estate Licensees

Presented by Ed Getty or Geoff MacLean. Title hiccups during the closing process can be frustrating and time-consuming. Let's educate ourselves about how to address these issues and discuss how we can better educate our clients about the process. COURSE OBJECTIVES By the end of this course, the licensee will be able to: * Define Title, Chain of Title, and Abstract of Title. * Explain how Title Insurance differs from other types of insurance. * Differentiate between an owner's policy and a lender's policy. * Examine and discuss solutions to case studies.



To LLC or Not to LLC
3 clock hours for Maine Real Estate Licensees

What are the different options for business entity structuring and how do the goals considered affect the choice for a certain entity type? How is control maintained, what type of flexibility is there, how can you best minimize income taxes and estate taxes, and how can you best protect yourself from liability and protection from creditors. There are many options to consider and all of this will be discussed by Attorneys Jim Hopkinson and Rick Abbondanza.



To LLC or Not to LLC (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Zoom live streaming version of "To LLC or Not to LLC". You will need full audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). What are the different options for business entity structuring and how do the goals considered affect the choice for a certain entity type? How is control maintained, what type of flexibility is there, how can you best minimize income taxes and estate taxes, and how can you best protect yourself from liability and protection from creditors. There are many options to consider and all of this will be discussed by Attorneys Jim Hopkinson and Rick Abbondanza.



Which Loan Program?
3 clock hours for Maine Real Estate Licensees

Presented by Senior Loan Officer, Robert Staab, this three-hour course will cover the basic parameters for conventional loans, FHA, VA, RD and Jumbo loan products. It will discuss the parameters of each program and how they differ in both rules and regulations. The program will also show both the benefits to the potential home buyers and the pitfalls. It will discuss such topics as the differences in mortgage insurance, down payment, condition of the property, and how credit score can affect the borrower. It will show how each one of these factors affect the cost of the loan and the likely hood of the borrower actually getting approved for the loan itself. It is not intended to make the real estate agent/broker into a loan officer. The intention is to give them a working knowledge of how a loan officer should think about what loan is best for the client and what the loan officers thought process is.



Which Loan Program? (Livestream)
3 clock hours for Maine Real Estate Licensees

Welcome to the Zoom live streaming version of "Which Loan Program?" You will need audio and video capabilities via a laptop, desktop or tablet (NO PHONES PLEASE). Presented by Senior Loan Officer, Robert Staab, this three-hour course will cover the basic parameters for conventional loans, FHA, VA, RD and Jumbo loan products. It will discuss the parameters of each program and how they differ in both rules and regulations. The program will also show both the benefits to the potential home buyers and the pitfalls. It will discuss such topics as the differences in mortgage insurance, down payment, condition of the property, and how credit score can affect the borrower. It will show how each one of these factors affect the cost of the loan and the likely hood of the borrower actually getting approved for the loan itself. It is not intended to make the real estate agent/broker into a loan officer. The intention is to give them a working knowledge of how a loan officer should think about what loan is best for the client and what the loan officers thought process is.



Working with Seniors in Real Estate
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Presented by Jeff Chute. By the end of this course, the learner will be able to: * Understand the demographics of the senior population and its impact on real estate practice * Cite law references for the protection of the senior population and housing options * Employ strategies to adequately represent their senior clients/customers * Communicate with seniors and their representatives on both sides of the transaction * How to identify potential undisclosed needs as well as abuse among Seniors * Understand basics of tax law as it interacts with housing decisions for Seniors * Understand basics of Estate Planning



Working with Seniors in Real Estate - (Livestream)
3 clock hours for Maine Real Estate Licensees
3 credit hours for New Hampshire Real Estate Licensees

Presented by Jeff Chute. By the end of this course, the learner will be able to: * Understand the demographics of the senior population and its impact on real estate practice * Cite law references for the protection of the senior population and housing options * Employ strategies to adequately represent their senior clients/customers * Communicate with seniors and their representatives on both sides of the transaction * How to identify potential undisclosed needs as well as abuse among Seniors * Understand basics of tax law as it interacts with housing decisions for Seniors * Understand basics of Estate Planning